Comparing rental car offers means looking beyond the daily price. Check what each provider says about mileage, fuel, collection and return arrangements, and especially the insurance conditions that apply to your booking.
What to check in a rental car policy
Insurance schedules differ between providers. Before confirming a vehicle, review the following points in the written terms.
- Basic insurance cover: Confirm whether the quoted rate includes comprehensive or third-party cover, and identify the excess you may need to pay if the vehicle is damaged.
- Collision damage waivers: A collision damage waiver may reduce your financial responsibility for damage to the rental vehicle, sometimes for an additional daily charge. Check exactly what remains payable and what is excluded.
- Exclusions: Cover may not apply when a vehicle is used contrary to the agreement, driven unlawfully, driven by an unauthorised person, or taken onto roads excluded by the provider. Read the restrictions carefully.
- Additional cover: Consider whether an optional product is necessary for your circumstances. Compare its limits, exclusions and excess with the cover already included in the rental rate.
- Credit card benefits: Some card providers offer rental vehicle protection subject to conditions. Ask your card provider directly before relying on it and obtain the requirements in writing.
- Existing insurance: Your personal motor policy may have provisions for rental vehicles, but this varies widely. Confirm the territory, vehicle type, excess and claims process before booking.
Booking a rental car
Once you understand the cover and costs, you can compare vehicles and choose an option that suits your route. Keep the rental agreement and policy details accessible throughout the trip.
If a rental car is not the right fit, explore other transport options in New Zealand, including airlines, bus and coach services, 4WD and minibus hire, campervans and motorhomes, cycle hire and trains.